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Our bankrupcy is cleared from our credit history after 10 years.When we apply for a new credit card now,they will ask if we have aver declared bankrupcy.We must say yes,so how is it cleared?

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Bankruptcy filings come off your credit report after 10 years; that means the filing information is no longer visible when a potential creditor views your credit report. When asked, however, you still need to tell the truth about prior filings.