Question: I am interested in filing bankruptcy with discharging of Student loans under the brunner law….I am 57 years of age have large student loan debt as well as medical…. i have returned to work but am not suree how much longer I will be able to mange student loan is over 17000
Answer:
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The application of the Bruner test in New York may make it difficult to discharge your student loans in bankruptcy, though a Chapter 13 may enable you to bring the payments under control for 3-5 years. I'd recommend looking into the William D. Ford program through the US Department of Education; it offers a number of income-sensitive repayment options that may work better for you.
I'm a consumer protection lawyer who helps people with their bill problems. The solutions I offer depend on your individual situation rather than being "one size fits all." In trouble? It's time we talked. 
I’ve been practicing bankruptcy law in New York for over 30 years. I will recommend bankruptcy only if it's right for you - not just because it happens to be the field of law in which I practice.
My professional background includes bankruptcy real estate and mortgage issues. My job is to help you get the solution that works best for you. This is more than your finances; it's your life and your future. 
